A
Affordability check: Lender or landlord assessment of whether payments are sustainable.
D
Deposit: Upfront cash contribution for purchase or tenancy security.
DTI (debt-to-income): Debt burden compared with earnings.
G
Guarantor: Person who agrees to cover payments if tenant/borrower cannot.
L
LTV: Loan-to-value ratio used in mortgage pricing and risk.
M
Mortgage stress test: Check affordability under higher assumed rates.
S
Service charge: Cost for upkeep in leasehold/shared buildings.